Ë Ë ÉÍÍ» Ë Ë Ë ÉÍËÍ» ÉÍÍ» ÉÍËÍ» ÉÍÍ» Ë ÉÍ ËÍÍ» ÌÍ͹ º º º º º º º º º º º ÌÍ͹ ÌÍÊ» ÌÍ Ê Ê ÈÍͼ ÈÍÊͼ Ê ÈÍͼ Ê Ê Ê Ê Ê Ê Ê ÊÍͼ Ë Ë ÉÍÍ» Ë Ë ËÍÍ» ÉÍÍ» ËÍÍ» ËÍ ËÍÍ» ÈÍ͹ º º º º ÌÍ˼ ÈÍÍ» ÌÍ º ÌÍ ÈÍͼ ÈÍͼ ÈÍͼ Ê ÊÍ ÈÍͼ ÊÍͼ ÊÍͼ Ê ÍËÍ Ë Ë ÍËÍÍ» ÉÍÍÍ ËÍÍ» ÉÍËÍ» ËÍÍ» ÉÍ» Ë ÉÍËÍ» ËÍÍ» ËÍÍ» ÉÍÍ» ÉÍÍ» ËÍÍ» º º º º º º É» ÌÍ º º º ÌÍ º º º º ÌÍͼ ÌÍ˼ º º º º ÌÍ Èͼ ÈÍͼ ÍÊÍͼ ÈÍͼ ÊÍͼ Ê Ê Ê ÊÍͼ Ê Èͼ Ê Ê Ê ÊÍ ÈÍͼ ÈÍͼ Ê THE LAWSUIT AND ASSET PROTECTION KIT.......................$39.95 We live in a "SUE-CRAZY" society. HOW DO YOU PROTECT YOUR ASSETS from being grabbed by creditors, customers, patients, tennants, employees, IRS, or even your ex-spouse? HOW DO YOU PROTECT YOURSELF as a homeowner, businessman, professional, landlord, doctor, investor, or even simply as a consumer? NOW YOU CAN BUILD A FINANCIAL FORTRESS to protect your assets from the lawsuit epidemic. Dear Friend, We've all seen the headlines: "Jurors Award $9.7 Million in Battery Blast" "I'll Sue. That's What I'll Do." "Boy, 7, sued when he rode bike into street causing truck driver to swerve." "Landlord Assessed $1 Million In Damages" "Mother Sued for $400,000 in unpaid bills for son who died waiting for liver transplant" "$1 Million Award For Bee Sting" "Chef Sues In Attack by Goose" Some of these stories may appear bizarre, even amusing. But make no mistake. If you happen to be at the receiving end, they could prove deadly. Litigation in America is serious stuff. A lawsuit from a totally unexpected source can wipe out everything you have worked so hard to accumulate. In one big fell swoop, your lifetime savings could become prey to a judgement creditor and his gold-digging attorney. ÚÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ¿ ³ LAWSUIT AND ASSET PROTECTION KIT (1994) ³ ³ ÀÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÙ To help you insulate your assets from lawsuits, lawyers and other liabilities, we've put together the Lawsuit and Asset Protection Kit (1994). It shows you all the legal ways you can protect your home, automobile, bank accounts, precious investments and even your business from the hands of a judgement creditor, taxman or lawyer. It is the most comprehensive guide with actual examples, strategies, ready-to-use forms and step-by-step instructions to help you obtain the maximum protection under the law. With the help of the Kit, perhaps you'll be able to sleep a little easier. Maybe you'll have the peace of mind that your hard-earned assets won't be seized to satisfy a judgement. ÚÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ¿ ³ Ownership Of Property ³ ³ ÀÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÙ What's the best way to hold title to your home or other assets? þ Joint tenancy, tenancy by the entirety, community property. The way you own a property will determine whether a creditor or IRS can seize it. Also, it determines whether you pay a whopping tax or pay nothing. See Ch. 1 and 2. þ How to avoid joint liability on your spouse's debts. See P. 23. þ Protecting jointly-held property from creditors. See P. 6-12. Protecting community property, see P. 17-25. state-by-state analysis, P. 26-33. þ Business Owners. Seven-point check list to limit your legal exposure and liabliliy. See P. 162 þ "Secret" to protection of assets in a revocable living trust. See P. 296 þ Professionals (doctors, lawyers), businessmen and property owners. You are on a "hot list" for lawsuits. Easy money for lawyers. Do not miss Ch. 30. þ Exempt property. In every state, the law gives you a right to insulate certain property from attachment by a judgement creditor. What's an exempt property? How do you assert your right to exemption? How could you lose this exemption? See Ch. 11. þ First line of defense for a businessman. Steps every businessman must take to protect his personal assets. See P. 146. For a sample form, see P. 165. ÚÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ¿ ³ Family Limited Partnerships ³ ³ ÀÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÙ According to some experts, this may be one of the most important, but least known, vehicles available to you to protect your assets against the judgement creditor. þ Family limited partnership. A unique asset protection device, very little understood by most attorneys or financial planners. If done correctly, a creditor of an indidual partner may be completely thwarted from attaching partnership property. How to use it to protect the breadwinner in the family from ruinous or crippling judgements. See P 229. þ John and Mary Smith own several parcels of real property, mainly apartment buildings, worth several million dollars. They form a family partnership between themselves and their two children. Benefits: Protection of the estate for the family and substantial tax savings. See P. 220. þ How to protect yourself after a lawsuit is threatened or commences against you. þ Four major advantages of family partnership. See P 217. helpful hints in forming a family partnership. See P 225. For an actual form, see P. 241. Eight essential features on P. 342. ÉÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍ» º How To Be Judgement Proof - Ch. 14 and 15 º º º º A lawyer friend of mine told me in jest that the best liablity insurance º º anybody could have was to be completely poverty-stricken and destitute. º º If you own nothing, you've nothing to lose. You'd in essence be a turnip º º and nobody can get blood out of a turnip. You'll be judgement proof. º º º º But, hey, wait a minute! If you're completely poverty-stricken, possibly º º even homeless and living on the dole, you've become jusdgement proof, º º granted. But is it any fun? No one wants to be judgement proof if it º º means living in the streets. º º º º º Relax. A strategy (recommended by a leading legal authority on business º º and financial planning) outlined in the Lawsuit Asset Protection Kit º º doesn't make you destitute or homeless. You'll own and control all your º º assets, run your business essentially the same way and continue to enjoy º º the finer things life has to offer as reward for your honest labor. All º º you'd have done would be to utterly frustrate the sue-crazy potential º º litigants and their ever-so-greedy attorneys. It's simple, legitimate º º and it works. º º º ÈÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍÍͼ The Lawsuit And Asset Protection Kit (1994) has the forms you need to form a limited partnership. The magical words and clauses you should use. What a typical family limited partnership should look like. How to combine it with other tools available to obtain the maximum protection possible. þ Trusts can protect your assets, save on taxes and provide security for your family. Living trusts, P. 293. Irrevocable trusts, P. 259. Insurance trust as asset protection device, P. 283. Business trusts. P. 297. þ IRAs, Keoghs and other pension plans. How safe is the money you've been putting away in a pension plan for your retirement from the hands of a judgement creditor? Surprisingly, the answer would depend upon whether you intend to file for bankruptcy. See P. 330. þ More than any other kind of debt, debts incurred for medical services are probably the most debilitating to anyone's financial well-being. Medical debts are the leading cause of personal bankruptcies and home forclosures. How do you defend yourself if you find yourself in such a predicament? See P. 57. þ Transferring assets to family members or friends to put them out of reach of creditors. Good idea? How can you avoid falling into this trap? See Ch. 12. Avoid fraudulent transfers. P. 127. þ How to protect yourself as a judgement creditor. See P. 88. Ten ways to locate a missing debtor. P. 87. How to get strangers to help you, P. 86. þ Life insurance. How safe is it from the reach of a creditor? See P. 105-130. þ Answer to litigation explosion: Buy more business liablility or professional malpractice insurance? Of course, not. We show you six paractical, proven alternatives. þ Homeowner's first line of defense. How you might be able to protect your home from the claims of most judgement creditors. See. P. 8 and 104. þ Generally, when we speak of protecting your assets we speak in terms of protecting them from potential litigants and judgement creditors. But believe it or not, marriage (and divorce) can deal a bigger blow to your financial security. This may or may not apply to you, but The Lawsuit and Asset protection Kit shows you how to protect your assets before marriage, during marriage and after marriage. See P. 303-319. Actual forms provided. þ Five sure-fire strategies to keep bill collectors at bay. All without going to court. P. 64-71. Six legal remedies against abusive debt collectors. See P. 74. þ Judgement creditors. Collect the debt owed to you. Step-by-step instructions with sample forms and little-known "trade secrets." P. 81-101. þ Safeguarding your assets from malpractice or tort claims. Advice from leading attorneys. See Ch. 30. ÚÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ¿ ³ Order Your (1994) Kit Today And Get The Free Bonus! ³ ³ ÀÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÙ The Lawsuit And Asset Protection Kit offers no questionable, funny little tricks. We do not believe in evading just debts or taxes, or surreptitiously transferring assets to defraud judgement creditors. Everything you'd be doing would be perfectly legal, completely sanctioned by law and practiced by prudent men all over. If you order your Kit today, you'll also receive our Special Free Report, Eight Ways To Own And Protect Your Real Estate. Remember, real property - whether it's your home or other investment property - constitutes the biggest chunk of anybody's portfolio. And it's the easiest asset to grab for a judgement creditor. Creditors love real estate. This special report will show you eight different ways you can own and protect your real estate. Just one strategy you learn from this Report may mean the difference between sleeping peacefully at night or staying awake worrying about creditors. The Special Free Report is yours to keep even if you return the Lawsuit And Asset Protection Kit. ÚÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄ¿ ³ Satisfaction Guaranteed - Or Your Money Back ³ ³ ÀÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÄÙ The Kit is backed by a full money-back guarantee. If for any reason you feel that the Kit isn't for you, simply return it within 30 days for an immediate refund. No questions asked. You risk nothing. The Special Free Bonus is, however, yours to keep. P.S. Most people wait till they have legal problems before starting to put their affairs in order. More often than not, it's too late by then. But this need not happen to you. With the help of the Lawsuit And Asset Protection Kit (1994), you can insulate your assets long before the first sign of trouble appears.